| We value your input, and the surveys below are
              another way of sharing your insights and experiences in business. 
 Our R+D group has been engaged in several applied
              business research projects that touch on independent / small and midsize enterprises
              (SME), as well as larger enterprises (among the ::
              world's largest corporations also belong to the international
              chamber membership roster).
 
 The focus here is on SMEs... they typically make up over 90% of the businesses in a developed
              economy, and they also serve as a barometer of economic and business
              trends. Current projects include the following multiyear survey
              projects...if you have a moment, please participate in the
              surveys....Thank You !
 
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